Oct. Carbon Neutral Plan

becoming a popular addition

Lyndhurst Financial

Management client portfolios.

Lyndhurst Financial Management,

one of Hertfordshire’s leading

independent financial advice

companies, has announced that

it intends to be carbon neutral by

the end of 2022.

The plan includes both how the business will operate at net carbon zero and how it will provide investment solutions to its clients that reach the highest standard of Environmental, Social and Governance (ESG).

Geoff Newman, Director at Lyndhurst Financial Management says “We have been working hard to develop our business to do our bit in helping the UK meet its compliance with The Paris Agreement. With offices in Harpenden and Hitchin and over 30 staff drawn from around the area we realised that, while having everyone cycle to work would be a wonderful aspiration, in practice this would not work. Consequently, we have joined forces with a local carbon offsetting not for profit business, My Carbon Plan, to reduce each of our staff’s carbon footprint to net zero. We are also changing our energy suppliers to those that provide renewal energy and are making our offices plastic free spaces”.

“What is really exciting is that a range of risk rated sustainable investment solutions that will allow those clients who are concerned about climate change to reduce the carbon intensity of their portfolios through investment in market leading multi asset funds. The current Lyndhurst model portfolios, which we have developed over the last 8 years, already have an ESG rating of A, these newly launched model portfolios will shift that measure to AA.”

Lyndhurst Financial Management Ltd was founded in 1992 advises on over £450 million of client investments and is Authorised and Regulated by the Financial Conduct Authority www.lyndhurstfm.co.uk

“Past performance is not a guide to future performance. Do remember that the value of an investment and the income generated from them can fall as well as rise and is not guaranteed, therefore, you may not get back the amount originally invested and potentially risk total loss of capital.”


My Carbon Plan helps people measure, reduce and offset their carbon footprint, helping to reach a net-zero economy. It is the first not-for-profit dedicated to creating new and sustainable carbon offset schemes in the UK. My Carbon Plan uses donor funds to plant trees and biofuel crops on its own land, and by working with farmers and landowners. Accountability and transparency is delivered through an industry-leading partnership with the what3words mapping service, helping donors to identify the positive impact of their investment. My Carbon Plan is based in Hertfordshire, further details are available at www.mycarbonplan.org

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The economy is set to decrease by around 0.5% in the first quarter of this year, before sharply contracting by 15% in the second quarter, according to Cebr’s UK Prospects Report.

The prediction would dwarf the 2.2% contraction in the fourth quarter of 2008 during the financial crisis, which is currently the largest quarterly fall in GDP from the current records that only go back to 1997. In the final half of 2008, GDP fell by 1.6% in the third quarter followed by 2.2% in the final quarter. 

Unemployment is predicted to jump sharply to reach 7% in Q3 2020, despite government measures to slow the rise, Cebr said.

“It [the predicted decline] is not too surprising given the extent of the measures put in place, but it is moving in ranges that we have not seen in a very long time, or ever.

"As the figures for unemployment and Universal Credit suggest, these are movements that have been off the charts," Kay Neufeld, head of macroeconomics at Cebr told PF.

"When you have the government asking businesses to close, a lot of the workers, specifically in the consumer-facing sector, are on furlough or are being laid off. The economic impact has to be quite substantial as a consequence.”

Government borrowing is likely to reach £180bn (7% of GDP) in the 2020-21 financial year before falling back to £120bn (5% of GDP) in 2021-22 according to Cebr.

This backs a prediction made by the Institute of Fiscal Studies last week, which predicted borrowing of 177bn during 2020-21.

The debt to GDP ratio is likely to reach 100% of GDP in 2021 and this will not include loans to companies that are eventually likely to have to be written off, the report said.

The Cebr has also predicted the government will introduce measures to kickstart consumer spending as the economy returns to work, possibly a temporary VAT cut.

Last week, credit rating agency Fitch downgraded the UK’s credit rating to AA-, due to debt levels relating to the coronavirus pandemic.

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